What is completed operations coverage?

Sometimes called product and completed operations coverage, this coverage is part of a general liability insurance policy and protects your business from liability surrounding your products or business operations off your property once those operations have been completed or abandoned. Products liability and completed operations insurance have long been included in standard occurrence and claims-made investment policies. […]

How do I get a certificate of insurance?

As a contractor, you have probably been asked by a potential client to present them with a certificate of liability insurance. Clients request the certificate of liability insurance to ensure that you’re covered in the event of an accident or injury while you are working on a specific job. The certificate is a standard document written […]

What is the ACORD form?

The ACORD certificate of liability insurance is just one page, containing all the relevant information regarding your insurance policy. The ACORD certificate of liability insurance (titled the ACORD 25) form can be almost as important as your work contract with a client. Standardized for Ease Because the form is standardized, you will not need to get an […]

Why is my client asking to be a certificate holder?

Certificate Holder

What does it mean to be an insurance certificate holder? When you add your client to your certificate of insurance, his name will appear in the certificate holder box. In a nutshell, as the certificate holder, As the certificate holder, your client doesn’t have any rights to your insurance policy. Your insurance agency will just […]

Everything You Need to Know About Certificate Holder

Certificate Holder

What is a Certificate Holder A Certificate Holder is a person or organization to whom the certificate is being provided as evidence of insurance. In the commercial real estate space, the Certificate Holder is typically required to be the landlord, property manager, or both. A COI’s Certificate Holder usually appears at the bottom left of […]

What is general liability insurance?

Who Needs It? Almost anyone who runs a business should have an active general liability policy. It protects your business from potentially destructive loss in a claim. You should especially consider business liability insurance if you: have a location that is open to the public (restaurants, retail locations, etc.). interact with people/clients at your location […]

Top 5 Reciprocating Saws of 2018

A contractor uses a reciprocating saw

As a handyman, you probably never leave home without your reciprocating saw. Commonly called a sawzall or recip saw, they’re all the same thing.

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