Insurance Policy Verification: How to Identify Exclusions That COI Tracking Software Misses
Table of Contents COI Management Software Isn’t Enough: You Have to Verify the Policy Why COIs Are Built to Fail Understanding the Difference Policy Exclusions Explained Height Exclusion Residential Exclusion Designated Work/Operations Exclusion Labor Law/Action Over Exclusion EIFS Exclusion State/Location/Borough Exclusion Hammer Clause XCU (Explosion, Collapse & Underground) Spotting Exclusions Moving Beyond COI Compliance Two […]
AI Agents + Prompt Engineering for Risk: What Groundbreak 2025 Left Out
Groundbreak, decoded for compliance teams Fresh from Groundbreak 2025, our Founder CEO Omri Stern reflected that the Construction world is at an AI inflection point. His core insight: ‘AI doesn’t understand your domain—it understands language.’ Procore’s product announcements hint at that, although there’s more to what meets the eye: AI Agents automate workflows at scale—but […]
Your Guide to Procore Groundbreak 2025: Key Themes and How to Maximize Your Experience
Over the years, Groundbreak has become a must-attend event for anyone in construction management or tech adoption. Past editions have drawn thousands of attendees from dozens of countries, all keen to tap into emerging trends, learn from real-world use cases, and network with peers. Whether it’s the “Connecting Construction” theme, deep dives into AI, or […]
COI Certificates Explained: What to Look for on an ACORD Form
A Strategic Risk Guide for Owners, GCs, Property Teams, and Compliance Leaders Some Construction Teams Think a COI Means They’re 100% Covered. They’re Not. But here’s what’s really happening: A vendor submits a COI that looks valid… Your team checks the dates, policy numbers, maybe even the limits… You greenlight them to work. Weeks later, […]
COIs for Contractors: A Guide for GCs and Subcontractors
Let’s get one thing straight: a Certificate of Insurance (COI) isn’t just a document — it’s a liability shield, a contract enabler, and a risk indicator. When a subcontractor submits an outdated or inaccurate COI — and your team greenlights the work — the exposure becomes yours. One missing endorsement, one expired policy, and suddenly […]
Top COI Construction Software Platforms for Compliance and Risk Management
In the construction industry, risk doesn’t just come from scaffolding heights or heavy equipment. One of the biggest threats is hidden in paperwork: an expired or missing Certificate of Insurance (COI). When a subcontractor’s insurance lapses without anyone noticing, you’re not just exposed to legal and financial liabilities—you may also delay your entire project. That’s […]
Additional Insured vs. Additional Interest: What’s the Difference?
When reviewing a Certificate of Insurance (COI), one line can determine who holds real liability if things go wrong on your job site or property. That line? It doesn’t always say what you think it does. “Additional Insured” and “Additional Interest” may sound similar, but they carry very different meanings — and misinterpreting them could […]
COI Compliance Tracking Tools Buyers Guide 2025
Why Manual COI Compliance Tracking Creates Risk Most companies think their current COI tracking process is “good enough.” A spreadsheet here, a shared inbox there, a last-minute phone call to chase a missing cert. But what feels like a working system is often just a time bomb waiting to detonate. And when it does, the […]
COIs in Real Estate: What Owners and Managers Should Know
In today’s real estate environment, Certificates of Insurance (COIs) are no longer a routine administrative requirement. They are a frontline defense against costly liability, tenant disputes, and contractor negligence. And yet, many real estate owners and property managers still approach COI compliance with outdated methods, relying on manual processes and incomplete verifications. This article provides […]
Best Contractor Risk Management Software Tools for 2025
Managing contractor risk has become a defining challenge in today’s construction industry. Projects are more complex, timelines are tighter, and compliance requirements are growing stricter by the day. In this climate, the traditional approach to managing risk—a patchwork of emails, spreadsheets, and last-minute follow-ups—is not just inefficient, it’s dangerous. One of the most important aspects […]